NOTICE OF TRUSTEE'S SALE NOTI...
NOTICE OF TRUSTEE'S SALE NOTI...
NOTICE OF TRUSTEE'S SALE NOTICE OF TRUSTEE'S SALE is hereby given pursuant to and by virtue of the authority vested in the Substitute Trustee, WV Trustee Services, LLC, by that certain Deed of Trust dated December 17, 2021, executed by Borrower(s), Joel V. Ruiz, to Lisa Reed, the Trustee of record in the office of the Clerk of the County Commission of Kanawha County, West Virginia, in Book 4557, at Page 604. At the time of the execution of the Deed of Trust, this property was reported to have a mailing address of 1821 Oakridge Dr, Charleston, WV 25311. WV Trustee Services, LLC were appointed as Substitute Trustees by APPOINTMENT OF SUCCESSOR TRUSTEE dated March 6, 2026, of record in the Clerk's Office. The borrower(s) defaulted under the Note and Deed of Trust and the Substitute Trustees have been instructed to foreclose under the Deed of Trust. Accordingly, the Substitute Trustees will sell the following described property to the highest bidder at the front door of the Courthouse of Kanawha County, in Charleston, West Virginia, on the following date:24th day of April, 2026 at 11:30 a.m. All that certain lot or parcel of land, together with the improvements thereon and the appurtenances thereunto belonging, situate on Oakridge Road, in the City of Charleston, Kanawha County, West Virginia, which said lot is known and designated as Lot No. 3, Pine Manor Subdivision, Part 1, as shown more fully on a map of said subdivision entitled, "Pine Manor Subdivision, Part 1", of record in the Office of the Clerk of the County Commission of Kanawha County, West Virginia, in Deed Book 1338, at page 522, which said real estate is more particularly bounded and described as follows, to wit: BEGINNING at an iron pin in the south right-of-way line of Oakridge Road, said iron pin being situate in the following two (2) calls from the northeasterly corner of a lot heretofore conveyed to Harold J. Duffield and Auline Fox Duffield, his wife, by Clyde H. Smith, et. al., Trustees, by deed dated August 8, 1958, of record in the aforesaid Clerk's Office, in Deed Book 1256, at page 92, N. 86 , 28' E., 35.06 feet, N. 83 , 00' E., 25 feet; thence from the point of beginning and with the said right-of-way line of Oakridge Road, two (2) calls, N. 83 , 00' E. 24.93 feet, N. 78 15' E., heretofore in prior deed set out as N. 73 15' E., 35.1 feet to an iron pin; thence leaving Oakridge Road and running S. 8 , 06' E., 87.8 feet to an iron pipe in the line of a proposed 30 foot road; thence along the line of said proposed road, S. 71 , 01' W., 64 feet to an iron pipe, corner to a tract conveyed to Carl Lipps and Ruth Lipps, his wife, by deed dated the 9th day of March, 1960, of record in the aforesaid Clerk's Office in Deed Book 1309, at page 631; thence leaving the proposed road and along the dividing line between tracts "A" and "B", N. 6 , 29' W., 99.21 feet, to the place of beginning. And being the same property conveyed unto Melissa J. White from John L. Oblinger by deed dated July 14, 2014, of record in the aforesaid Clerk's Office, in Deed Book 2884, at page 238. This conveyance is made subject to the restrictive covenants and reserved easements as set forth in the deed executed by Carl Lipps and Ruth Lipps, his wife, to Vaughan and Campbell, Inc., a corporation, which said deed is recorded in the aforesaid Clerk's Office in Deed Book 1338, at page 418.TERMS OF SALE: 1) The property will be conveyed in an "AS IS" physical condition by Deed containing no warranty, express or implied, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, liens, reservations, encumbrances, restrictions, rights-of-ways, easements, covenants, conveyances and conditions of record in the Clerk's office or affecting the subject property.2) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code 11-22-1.3) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale.4) The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee.5) The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate said property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY.6) Pursuant to the Financial Crimes Enforcement Network's Residential Real Estate Reporting Rule (31 C.F.R. Part 1031), effective March 1, 2026, certain non-judicial foreclosure sales involving purchasers that are legal entities or trusts and that include cash consideration may be subject to federal reporting requirements. Any successful bidder that is a legal entity or trust and paying cash shall be required, as a condition of sale, to retain a licensed West Virginia attorney to conduct the closing, who shall be designated in writing as the Reporting Person responsible for all required FinCEN filings and record retention. Trustee shall not act as the Reporting Person and shall have no responsibility for compliance with FinCEN reporting requirements.7) The total purchase price is payable to the Trustee within thirty (30) days of the date of sale, with ten (10%) of the total purchase price payable to the Trustee at sale.WV Trustee Services, LLC, Substitute Trustee BY: Jim Ashley, Limited Signing Officer WV Trustee Services, LLCMcGuire Office Center 618 Tenth Street, Suite 108Huntington, WV 25701(304) 853-3336jim.ashley@ wvtrusteeservices.com LH-436094 04-03,10,17;2026
NOTICE OF TRUSTEE'S SALE NOTICE OF TRUSTEE'S SALE is hereby given pursuant to and by virtue of the authority vested in the Substitute Trustee, WV Trustee Services, LLC, by that certain Deed of Trust dated December 17, 2021, executed by Borrower(s), Joel V. Ruiz, to Lisa Reed, the Trustee of record in the office of the Clerk of the County Commission of Kanawha County, West Virginia, in Book 4557, at Page 604. At the time of the execution of the Deed of Trust, this property was reported to have a mailing address of 1821 Oakridge Dr, Charleston, WV 25311. WV Trustee Services, LLC were appointed as Substitute Trustees by APPOINTMENT OF SUCCESSOR TRUSTEE dated March 6, 2026, of record in the Clerk's Office. The borrower(s) defaulted under the Note and Deed of Trust and the Substitute Trustees have been instructed to foreclose under the Deed of Trust. Accordingly, the Substitute Trustees will sell the following described property to the highest bidder at the front door of the Courthouse of Kanawha County, in Charleston, West Virginia, on the following date:24th day of April, 2026 at 11:30 a.m. All that certain lot or parcel of land, together with the improvements thereon and the appurtenances thereunto belonging, situate on Oakridge Road, in the City of Charleston, Kanawha County, West Virginia, which said lot is known and designated as Lot No. 3, Pine Manor Subdivision, Part 1, as shown more fully on a map of said subdivision entitled, "Pine Manor Subdivision, Part 1", of record in the Office of the Clerk of the County Commission of Kanawha County, West Virginia, in Deed Book 1338, at page 522, which said real estate is more particularly bounded and described as follows, to wit: BEGINNING at an iron pin in the south right-of-way line of Oakridge Road, said iron pin being situate in the following two (2) calls from the northeasterly corner of a lot heretofore conveyed to Harold J. Duffield and Auline Fox Duffield, his wife, by Clyde H. Smith, et. al., Trustees, by deed dated August 8, 1958, of record in the aforesaid Clerk's Office, in Deed Book 1256, at page 92, N. 86 , 28' E., 35.06 feet, N. 83 , 00' E., 25 feet; thence from the point of beginning and with the said right-of-way line of Oakridge Road, two (2) calls, N. 83 , 00' E. 24.93 feet, N. 78 15' E., heretofore in prior deed set out as N. 73 15' E., 35.1 feet to an iron pin; thence leaving Oakridge Road and running S. 8 , 06' E., 87.8 feet to an iron pipe in the line of a proposed 30 foot road; thence along the line of said proposed road, S. 71 , 01' W., 64 feet to an iron pipe, corner to a tract conveyed to Carl Lipps and Ruth Lipps, his wife, by deed dated the 9th day of March, 1960, of record in the aforesaid Clerk's Office in Deed Book 1309, at page 631; thence leaving the proposed road and along the dividing line between tracts "A" and "B", N. 6 , 29' W., 99.21 feet, to the place of beginning. And being the same property conveyed unto Melissa J. White from John L. Oblinger by deed dated July 14, 2014, of record in the aforesaid Clerk's Office, in Deed Book 2884, at page 238. This conveyance is made subject to the restrictive covenants and reserved easements as set forth in the deed executed by Carl Lipps and Ruth Lipps, his wife, to Vaughan and Campbell, Inc., a corporation, which said deed is recorded in the aforesaid Clerk's Office in Deed Book 1338, at page 418.TERMS OF SALE: 1) The property will be conveyed in an "AS IS" physical condition by Deed containing no warranty, express or implied, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, liens, reservations, encumbrances, restrictions, rights-of-ways, easements, covenants, conveyances and conditions of record in the Clerk's office or affecting the subject property.2) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code 11-22-1.3) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale.4) The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee.5) The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate said property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY.6) Pursuant to the Financial Crimes Enforcement Network's Residential Real Estate Reporting Rule (31 C.F.R. Part 1031), effective March 1, 2026, certain non-judicial foreclosure sales involving purchasers that are legal entities or trusts and that include cash consideration may be subject to federal reporting requirements. Any successful bidder that is a legal entity or trust and paying cash shall be required, as a condition of sale, to retain a licensed West Virginia attorney to conduct the closing, who shall be designated in writing as the Reporting Person responsible for all required FinCEN filings and record retention. Trustee shall not act as the Reporting Person and shall have no responsibility for compliance with FinCEN reporting requirements.7) The total purchase price is payable to the Trustee within thirty (30) days of the date of sale, with ten (10%) of the total purchase price payable to the Trustee at sale.WV Trustee Services, LLC, Substitute Trustee BY: Jim Ashley, Limited Signing Officer WV Trustee Services, LLCMcGuire Office Center 618 Tenth Street, Suite 108Huntington, WV 25701(304) 853-3336jim.ashley@ wvtrusteeservices.com LH-436094 04-03,10,17;2026
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